*Offer valid at participating dealers on purchases of new & unused 2008 and 2009 Aprilia scooters and motorcycles when you use your Sheffield Card between 11/6/09 and 12/31/09.  Minimum Amount Financed $1,500; Maximum Amount Financed $40,000.  See dealer for details.  No payments required and 0% APR FOR 6 MONTHS.  Thereafter, MONTHLY PAYMENTS of 3% of the original loan balance plus any additional charges, for approximately 47 months at the Standard Rate.  As of 11/1/09, the Standard Rate is 17.99%, which may vary monthly.  For accounts not current, the promotion is canceled, and regular Minimum Monthly Payments of 3% of the original loan balance plus any additional charges, and a Default Rate will apply.  As of 11/1/09, the Default Rate is 23.99%, which may vary monthly.  Minimum Monthly Finance Charge is $1.50.  Certain rules apply to the allocation of payments and Finance Charges on your promotional purchase if you make more than one purchase on your Sheffield Card.  Call 1-888-438-8837 or review your cardholder agreement for information.  Financing is subject to credit approval; not all applicants will qualify for credit. Financing promotions void where prohibited.  Offer subject to change without notice.

**Offer valid at participating dealers on purchases of new and unused 2007, 2008, 2009 and 2010 Piaggio and Vespa models when you use your Sheffield Card between 11/1/09 and 11/30/09. Minimum Amount Financed $1,500; Maximum Amount Financed $40,000. See dealer for details and program dates. No payments required and 0% APR FOR 6 MONTHS. Thereafter, MONTHLY PAYMENTS of 3% of the original loan balance plus any additional charges, for approximately 47 months at the Standard Rate. As of 3/1/09, the Standard Rate is 17.99%, which may vary monthly. For accounts not current, the promotion is canceled, and regular Minimum Monthly Payments of 3% of the original loan balance plus any additional charges, and a Default Rate of 23.99% APR will apply. Minimum Monthly Finance Charge is $1.50. Certain rules apply to the allocation of payments and Finance Charges on your promotional purchase if you make more than one purchase on your Sheffield Card. Call 1-888-438-8837 or review your cardholder agreement for information. Financing is subject to credit approval; not all applicants will qualify for credit. Financing promotions void where prohibited. Offer subject to change without notice.